Frequently Asked Questions

When you are injured or suffer the death of a loved one, insurance companies frequently call. They tell you they want to help you. However, an insurance company is a business, and businesses want to make money. Many nice people work with insurance companies, but their job is to make money for the company. If the insurance company does not pay out money, even though it is fair and right, the insurance company makes money. So if the insurance company says you need to sign papers and give recorded statements, then maybe you should ask if they are really trying to help themselves at your expense. We suggest you contact our law firm for free advice, and remember the following:

We suggest you contact an attorney to know your rights before giving any statements. Many times, the insurance company has no legal right to insist on a statement, even though they tell you that you must give one. A recorded statement can be held against you, especially if you forget important information. For instance, if the insurance company asks you what hurts, and you mention your broken arm and forget to mention your swollen knee, the insurance company may later try to deny payment for the knee surgery by claiming your knee was never hurt because you failed to mention it. Please call Howell & Thornhill, P.A., to find out if you must give a recorded statement and the important things to remember when giving a recorded statement.
A medical authorization gives the insurance company the right to call your doctor and harass your doctor about giving you medical treatment. To find out if the insurance company has a right to a medical authorization, give our firm a call to find out your rights.
An insurance company may want you to sign a release of all claims. Is this in your best interest? Are they reimbursing all your losses, or just promising to do it later even though the release does not hold them to that promise in writing? Before signing a release, we suggest you call Howell & Thornhill to find out your rights.

Contact us today to find out your legal rights.