Victims of car and auto accidents, motorcycle accidents, truck accidents, pedestrian accidents, bicycle accidents, or traffic accidents often have the following questions:
Will the police give a ticket to the other driver?
Believe it or not, a ticket given by the police will not always force the insurance company to pay for the damage to your vehicle, your hospital bills, your doctor bills, your lost time from work, or your pain and suffering. It is important to gather the names of witnesses to the crash and to photograph any skid marks. Our firm has a full time certified accident reconstructionist to help gather this information.
Who will pay for the damage, rental car, bills, time from work, and pain and suffering?
Florida has an unusual law, called No-Fault. This law requires your insurance to pay some of the medical bills and lost wages. The exact amount depends on the insurance you purchased. However, the insurance for the driver who caused the accident is responsible for the remaining bills. Often, they ask for signed releases before paying bills. A release may give up all rights you have, and we believe you should contact an attorney to find out your rights before you sign anything for an insurance company.
Should I talk to the insurance company or claims adjuster when they call or give a recorded statement?
Insurance companies and claim adjusters often tell you they cannot total out your car or repair your car until they have a recorded statement. Please remember that the insurance company may not represent your best interests. Our firm suggests you call an attorney to find out your rights before you give a recorded statement or answer the questions of an insurance company or claims adjuster.
Seeing a medical provider within 14 days
Under Florida law, if you do not see a medical provider within 14 days of the crash, then your insurance company will be off the hook for paying for your medical care. It is important to see a doctor for two reasons. First, you need help to improve physically. Second, you need to document your injuries from the crash so the insurance companies cannot falsely claim that you were not hurt in the crash. They often claim in trial that if you delay in seeing a doctor that you were not hurt at all. We were all raised to avoid seeing the doctor. However, in this circumstance, it is important that you act to safeguard your health and your rights.
The auto accident attorneys at Howell & Thornhill personally handle questions from victims when they call.